Online Baccarat: Should I bet on Player or Banker?

When it comes to baccarat, bet selection is important. While there are many different bets that can be made in the baccarat game, you will want to be aware of which bets give players an edge and which ones allow them to lose their money unnecessarily.

When playing baccarat online, where do you put your bet? On the player or the banker?

Bettor Playing “Banker”

The bettor who is playing banker is making a prediction regarding the outcome of the game itself.

As this bettor stands to win no matter who wins the round, their goal is simply to earn a commission on top of their winning bets. In order to win this commission (normally around 5%), the banker bettor must correctly predict whether the banker or player hand will be closest to nine when the final cards are revealed.

Bettor Playing “Player”

The bettor playing player stands to win if the player’s hand is closest to nine. However, this bettor also stands to lose their entire bet if they choose incorrectly and wagers on the banker’s hand instead of the player.

In this case, the house edge associated with betting on “player” will be significantly larger than an equivalent bet placed on the banker’s hand.

Timing Considerations

One thing to keep in mind when making your decision is the timing of the bet. In some cases, the banker bet may be more advantageous later in the game as the odds shift in their favour. On the other hand, there may be times when betting on a player is a better option.

For instance, if the house at Winbig7 pays a commission on banker bets but not player bets. This is because players have an advantage when commissions are paid on banker wins only, while commissions paid on all wins shift player odds more in their favour.

In general, however, many bettors believe that betting on the bank offers the even payout while playing baccarat at online casinos such as Winbig7 over time and thus choose this option most of the time.

House Edge

The house edge for both bets is 5% on average, so it’s best to select the bet with the lowest house edge given the current game conditions. Otherwise, there’s no real reason not to take advantage of bonuses and comps that might be offered in certain situations.

One thing to note is that the house edge for dealer bets is considerably smaller than either player or banker bets, so if you’re just looking to maximize your expected value, consider making the dealer bet when it’s an option.

Which is better?

While the banker bet has a slight edge, it’s still important to remember that even the slightest of edges can add up in the long run.

If you’re comfortable with the odds and feel confident in your ability to correctly predict the outcome of each game, then the banker bet is the way to go. However, if you’re looking for a more even playing field, you should consider the player bet.

If you’re new to baccarat or are considering playing  baccarat online for the first time, then it’s important to learn about how each bet works and to do your research on which bets are best for your particular style of play.

The banker bet is generally considered to be the wiser choice, but don’t be afraid to switch it up if you feel comfortable doing so. With a little bit of practice and some sound betting strategy, you’ll be on your way to winning big in no time!


There is no solid answer to the “Player or Banker?” question. It’s all about personal preference and what you think the casino might be programmed to do. However, if you’re looking for an edge, betting on the Player position is the better option in most cases.

Just make sure you’re paying attention to the cards that have already been dealt (and that they’re favourable to your strategy) before you place a bet.


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